Director of Credit
Columbus, OH
Position Summary
Our client is seeking a Director of Credit to lead customer‑focused credit activities within an agricultural services environment. This role partners closely with commercial and sales teams to evaluate, structure, and approve customer credit while balancing growth objectives with disciplined risk management. The position is primarily focused on farmer‑facing input financing, with additional oversight responsibility for credit practices across adjacent business lines. The Director also works with third‑party financing providers to support customers who may not qualify for internal credit options.
Key Responsibilities
- Lead customer input financing decisions through direct engagement with producers, including financial analysis, structuring, and approval of credit facilities.
- Collaborate with commercial, agronomy, and sales teams to support revenue growth while maintaining prudent credit standards.
- Meet with customers and conduct occasional on‑site visits to assess creditworthiness and strengthen long‑term relationships.
- Provide leadership, guidance, and approval on larger or more complex credit exposures, including oversight of delinquent account management.
- Promote consistent credit policies, controls, and practices across multiple business units.
- Partner with third‑party financing organizations to place transactions when internal credit is not appropriate.
- Monitor overall credit portfolio performance and proactively identify emerging risks or trends.
Qualifications
- Experience in credit, finance, or lending; agricultural or commercial lending experience strongly preferred.
- Familiarity with UCC searches and filings, lien structures, and agricultural business entities.
- Strong financial analysis, judgment, and credit decision‑making skills.
- Demonstrated ability to build trusted relationships with customers and internal stakeholders.
- Leadership experience or clear capability to mentor and influence others.
- Willingness to travel locally for customer meetings and site visits.
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